Debt Solutions Subject to conditions and acceptance. Credit rating may be affected. Repaying debt over longer period may increase the total amount to be repaid. Fees payable if continuing services provided. Alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service. *You may be required to pay a contribution towards your debts. This contribution is assessed based on your income and expenditure and can last for 48 months or longer. Calls to landline numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.