Can Searchlight Collections take me to court?
If you owe money to Searchlight Collections and you do not pay, you can be sued. If Searchlight Collections sues you and wins, the court will enter a judgment (also called an order) against you that says you must pay back the debt. But if all your money and property are protected, then creditors cannot take them from you. Get free advice here.
Legally write off up to 85% of debt
Unaffordable debt can be legally written off by using the LEGISLATED Scottish Trust Deed or IVA program (If you reside in England). This can also protect your assets, such as your house or car from repossession. See if you qualify by using our free debt calculator here.
How can I stop debt letters from Searchlight Collections?
Write to Searchlight Collections to Request them to Stop Contacting You (If That's What You Want) Under the FCA guidelines, if you request that a debt collector stop contacting you completely, it must do so (with a few exceptions). Your request must be in writing. You can use our 'prove the debt letter' to do this. Download it for free here.
Can Searchlight Collections come into my house?
Without a court order, absolutely not. Neither Searchlight Collections or any other debt collection agency nor a debt collector is considered a court-appointed bailiff. Searchlight Collections may visit the address of a debtor but cannot enter the dwelling without the consent of the resident.