Can Bank of Scotland take me to court?
If you owe money to Bank of Scotland and you do not pay, you can be sued. If Bank of Scotland sues you and wins, the court will enter a judgment (also called an order) against you that says you must pay back the debt. But if all your money and property are protected, then creditors cannot take them from you. Get free advice here.
Legally write off up to 85% of debt
Unaffordable debt can be legally written off by using the LEGISLATED Scottish Trust Deed or IVA program (If you reside in England). This can also protect your assets, such as your house or car from repossession. See if you qualify by using our free debt calculator here.
How can I stop debt letters from Bank of Scotland?
Write to Bank of Scotland to Request them to Stop Contacting You (If That's What You Want) Under the FCA guidelines, if you request that a debt collector stop contacting you completely, it must do so (with a few exceptions). Your request must be in writing. You can use our 'prove the debt letter' to do this. Download it for free here.
Can Bank of Scotland come into my house?
Without a court order, absolutely not. Neither Bank of Scotland or any other debt collection agency nor a debt collector is considered a court-appointed bailiff. Bank of Scotland may visit the address of a debtor but cannot enter the dwelling without the consent of the resident.